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Mortgage expert in refinance, loan purchase

Laura Borja

Laura Borja

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: Whether you are a first time homebuyer researching the first steps, an experienced homeowner or a Realtor® looking to partner up with a mortgage professional, you need someone that

  • knows the ins and outs of the industry to help you navigate through the never ending industry changes
  • has access to a wide variety of programs to tailor a solution that is just right for your or your client.
  • is dedicated to ensuring that you reach your goals.

    You can be confident that you will be working with an experienced mortgage professional who is backed by a company founded it’s belief in integrity and above-and beyond customer service and who is focused on the timeline and the mortgage needs of the client.

    A home is likely one of the biggest investments any one of us will ever make. Choosing between the available home loans can be daunting. I will provide you the resources to educate and empower yourself so you can succeed as a homeowner or a Real Estate professional.
  • Phone: (619) 992-4061

    NMLS#: 199107

    License: CA

    Spoken Language: English, Spanish

    My reviews on Zillow

    We are so thankful we found Laura through a friend. She helped us buy our home and refinance. She is professional, informative and made the whole process smooth! So many people contacted us to refinance, but we went with Laura. She found the best rate for us and made the process easy and quick!! We trust her- and that huge!!
    Laura Borja is very professional, knowledgable, dependable, easy to talk to and very friendly! I went into this as a First-Time Home Buyer and did not know anything about getting a loan or looking for a home (ins and outs). Laura was, and still is, very reliable with answering all of my questions. Even though my loan is complete and escrow was closed successfully. I still have questions; reached out to Laura every now and then and she'll reply to my emails promptly!! Thank you again Laura for ALL your support and due diligent!!
    My wife and I first worked with Laura in 2017, when we bought our place in San Diego. Her competence then truly impressed the both of us. After we decided to refinance in the summer of 2020, we went straight back to her. Sure enough, withing days -- not weeks -- Laura had all of our paperwork in order and the refinancing process was complete. She answered our questions and addressed other pertinent matters within minutes of bringing them to her attention, no matter what day of the week. She also asked us meaningful questions that forced us to consider important issues we had ignored or neglected. By virtue of her professionalism and competence, Laura earned our complete trust and gave us peace of mind as we went through a process that has rather major long-term implications. In my opinion, Laura personifies excellence in her industry. She is one of very few professionals I would unreservedly recommend to friends and family members.

    Why Laura Borja


    Thousands of closed home loans since 1989.

    Fast Approvals

    Same Day or Within Hours of loan application.

    Automated Loan Status

    Client and Real Estate Agent Communication Portals.

    Rate Tracker

    Customized Real Time Rate Quotes.

    Close On Time

    Our "Whatever it Takes" Team Follow Up System.

    Co-branded Marketing

    Professional 5 year Email and Print Campaigns.

    Apply today!

    Our experience and commitment to personal service allow us to close the loan without any surprises.

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